MRRcalculator.
What counts in MRR on Stripe: annual plans, discounts, trials and usage. Then enter your numbers for MRR, ARR and the next 12 months.
MRR (monthly recurring revenue) is the monthly value of every active subscription. On Stripe, count annual and quarterly plans as monthly amounts, take discounts off, and leave trials and taxes out. Stripe's own MRR also leaves out metered usage (Stripe docs, Oct 2026). Enter your average revenue per customer on that basis and North Metric's free MRR calculator does the rest.
MRR formula: MRR = the sum of every active subscription's price as a monthly amount, after discounts.
Your MRR,and the next 12 months.
Move the sliders to see MRR, ARR, Quick Ratio and where MRR lands in 12 months.
Annual plans,discounts and trials.
Three things decide whether MRR on Stripe is right: how annual plans are spread, whether discounts come off, and when a trial starts to count.
Annual and quarterly plans count as monthly amounts: divide an annual price by 12 and a quarterly price by 3. Example: a customer who pays $1,200 a year adds $100 of MRR every month of the plan, not $1,200 in the month the invoice is paid.
MRR is what the customer pays after the discount. Example: a $100 plan with 20% off is $80 of MRR. Stripe lets you choose whether its MRR subtracts one-time and recurring discounts, and it always subtracts permanent ones (Stripe docs, checked Oct 18, 2026). A forever discount lowers MRR every month until someone ends it, which is why the free churn report lists money leaking to forever discounts and old prices.
A trial adds nothing to MRR until its first paid period starts. Stripe leaves subscription items that are in a trial out of its MRR, along with taxes and free plans (Stripe docs, checked Oct 18, 2026).
Usage revenueand MRR.
Metered usage is real revenue, but it moves every month. Stripe's own MRR leaves it out, so decide how you count it and say so.
Stripe's MRR excludes metered, usage-based prices, and Usage MRR is a separate preview program (Stripe docs, checked Oct 18, 2026). If you charge a platform fee plus usage, Stripe's MRR shows only the fixed part.
A steady way to count usage is a recent average. North Metric counts a customer's usage MRR as the average of their last 3 metered invoices, added to the fixed part, and labels it that way on the customer's page. The same figure feeds money at risk and churn prediction, so a customer whose usage falls shows up before the subscription ends.
Customers who pay only for usage often don't cancel: they stop using the product while the subscription stays open. North Metric shows them as fading before they count as churned. To include usage in this calculator, add each customer's average monthly usage to the revenue per customer.
Common MRRmistakes on Stripe.
Six ways MRR on Stripe drifts from your real recurring revenue. Each one moves your churn rate and every number built on it.
- 01Booking an annual payment as one monthExample: a $1,200 annual invoice is $100 of MRR for 12 months, not $1,200 once and nothing after.
- 02Counting list price, not what's paidDiscounts come off. A plan at 20% off counts at 80% of its price.
- 03Counting trials before they payA trial adds MRR only when its first paid period starts.
- 04Leaving usage out without saying soStripe's MRR excludes metered prices. Note it, or add usage as a recent average.
- 05Treating past due as paidStripe keeps
past_duesubscriptions in MRR until they're canceled or marked unpaid (Stripe docs, Oct 2026). - 06Adding one-time fees and taxesSetup fees, one-off charges and tax aren't recurring, so they stay out of MRR.
Once your MRR is right, compare your churn with the SaaS churn rate benchmarks for your stage.
Questions aboutMRR on Stripe.
Yes, as a monthly amount. Example: a $1,200 annual plan adds $100 of MRR each month it's active, not $1,200 in the month it's paid. Quarterly plans are divided by 3 the same way.