Build it yourself,or buy it?
You can build the list of customers likely to churn. The approvals, limits and proof of money kept take longer. Here's where to draw the line.
Churn prevention means acting on customers likely to leave before they cancel. The at-risk list is quick to build in-house from Stripe data. Approvals, limits on offers, a comparison group and money kept tied to invoices take longer. Build it if you have engineers to own it; buy it if you bill through Stripe and have no CS team.
What you canbuild quickly.
Most of the list is a query on data Stripe already holds. Above the waterline is what you can build quickly; below it, what takes longer.
What takes longer:approvals and proof.
What takes longer: approvals, limits, proof. They keep a churn tool safe to run on real customers, and honest about what it kept.
- 01Approvals before anything is sentHow approvals and rules work: each move waits for a yes or runs under a rule you set. Locked moves always ask.
- 02Limits that holdMaximum discount, once per customer, pause length and a daily cap, plus one switch that pauses everything.
- 03A live re-check before each sendIf the customer paid or the cancel cleared, the move closes on its own. Nothing acts on stale data or acts twice.
- 04A comparison groupA share of at-risk customers gets no action, so you can see what was kept because of a move, not just after it.
- 05Money kept, tied to invoicesEach dollar counted once, tied to an invoice, with Stripe's own recoveries left out. See how we measure money kept.
- 06Customer protectionsCanceling stays one step, every offer carries a one-step cancel link, and there's no open tracking.
Attio, or theStripe MCP server.
Building it in Attio or with the Stripe MCP server is a fast way to start. Here is what each one gives you, and what you still build.
Pull Stripe data into Attio
ATTIOcustomersubscriptioninvoiceFlag at-risk records yourself
YOU BUILDworkflowrecordAsk an agent through the Stripe MCP server
STRIPE MCPstripe_api_readstripe_api_writeSet your own guardrails
YOU BUILDapprovalsaudit_logKeep the keys current
STRIPE MCPOAuthagent keyMeasure what was kept
YOU BUILDinvoice.paidledgerWhen building isthe right call.
Sometimes it is. This is the line we'd draw if we were in your seat.
Build it if…
✓You bill outside Stripe, or on more than one billing platform.✓You have engineers with time to own it, not only to ship it.✓You already run a CS team on a CS platform.✓You'd rather no outside tool reads your billing data.Buy it if…
✓You bill through Stripe and have no CS team.✓Your engineers are booked on the product.✓You want proof of money kept, not only a list.✓You want approvals and limits without building them.See which customers are at risk in your own Stripe before you decide to build.
Questions founders askbefore they decide.
Short answers. Ask us anything else.
You can build the at-risk list and the leak report with Sigma's SQL. Sigma starts at $10 a month on an annual plan for up to 250 charges (Stripe, checked Oct 18, 2026). Approvals, limits and a comparison group sit outside it.